Selected specialist solution
Carlton Bonds
Fixed-rate property-backed investment opportunities for eligible experienced investors.
Overview
Overview
Carlton Bonds provides fixed-rate investment opportunities supporting UK property lending and development-finance activity.
The proposition is intended for eligible experienced investors who understand that returns are not guaranteed and that capital is at risk.
[Detailed proposition description to be supplied from approved product documentation.]
Structure
How Carlton Bonds works
A simplified outline of the intended flow. Final detail follows the approved offer documentation.
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01
Eligible experienced investor
Investor eligibility confirmed before information is issued.
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02
Subscription for an unlisted corporate bond
[Issuer, bond terms and documentation to be confirmed.]
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03
Proceeds applied to property lending
[Lending criteria and loan approval process to be confirmed.]
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04
Borrowers — UK property and development finance
[Borrower profile and typical loan purposes to be confirmed.]
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05
Interest paid over the bond term
[Payment frequency, term and repayment mechanics to be confirmed. Returns are not guaranteed.]
[Exact legal and operational structure to be confirmed from final Carlton Bonds product documentation.]
Strategy
Property lending strategy and investment approach
Property lending outcomes depend on the quality of underwriting: how a project is assessed, how loan-to-value is managed, and how a lender responds when a project runs behind schedule.
[Lending criteria, loan-to-value parameters, project types and monitoring approach to be supplied.]
Security
Security structure
[Description of security arrangements, ranking, any charges taken and enforcement approach to be supplied from approved documentation.]
Security does not remove risk. Where a borrower defaults, recovery depends on realisable value, timing and costs of enforcement.
Track record
Track record
[Verified track-record information, including lending history, repayment record and any losses, to be supplied. No performance information is presented until verified.]
Reusable module
Key facts
- Investment type
- Unlisted corporate bond
- Business Relief objective
- No
- Minimum investment
- To be confirmed
- Target return
- To be confirmed
- Qualifying period
- To be confirmed
- Liquidity
- To be confirmed
- Fees
- To be confirmed
- Risk classification
- To be confirmed
- Investor eligibility
- Eligible experienced investors
- Availability by jurisdiction
- To be confirmed
Fields shown as “To be confirmed” await verified product information from the provider.
Risks
Carlton Bonds is an investment, not a savings product. It is available to eligible experienced investors only.
- Capital at risk — investors may not get back the amount invested.
- Returns are not guaranteed; interest payments depend upon underlying lending performance.
- Borrower default risk within property lending and development finance.
- Property market risk, including falls in value and delays to project completion.
- Illiquidity — unlisted bonds are not traded on a public market.
- Security risk — security does not remove the risk of loss and recovery may be partial or delayed.
- Concentration risk within property-backed lending.
- The investment is not a deposit and does not carry deposit-style protections.
[Product-specific risk factors to be supplied from approved documentation. Final copy is subject to legal and regulatory review.]
Eligibility
Investor eligibility
Information on Carlton Bonds is made available to eligible experienced investors only, and to financial advisers and professional intermediaries.
[Final investor classification wording, declarations and process subject to regulatory approval.]
FAQ
Frequently asked questions
Request more information.
Andrew can talk through how the proposition is structured and issue documentation to eligible experienced investors and professional intermediaries.
Important information
Nothing on this website constitutes financial, tax or legal advice, or a personal recommendation. Specialist investments referenced are available only to eligible investors and involve risk to capital.
Business Relief and other tax treatment depend upon individual circumstances and the relevant legislation, which may change.
Tax treatment depends on individual circumstances and may change. Where Business Relief is discussed, qualification for relief is not guaranteed. Investments can fall as well as rise in value and investors may not get back the amount invested.